Travel Protection Plan
We recommend that you consider purchasing a travel protection plan. The plan we recommend, Travelex Travel Select, helps protect your trip investment and provides valuable coverage including Trip Cancellation, Trip Interruption, Trip Delay, Baggage Loss or Delay, Emergency Medical Expense and more.
|Base Plan Benefits||Maximum Coverage Per Person (up to limits shown below)|
|Trip Cancellation1||100% of Insured Trip Cost ($25,000 limit)|
|Trip Interruption||150% of Insured Trip Cost ($75,000 limit)|
|Missed Cruise Connection||$750|
|Baggage & Personal Effects||$1,000|
|Emergency Medical & Dental Expense||$50,000|
|Emergency Medical Evacuation / Repatriation||$500,000|
|24 Hour AD&D||$25,000|
|Common Carrier AD&D||$50,000|
|Travel Assistance & Concierge2||Included|
|Pre-Existing Medical Condition Look Back Period||60 Days|
|Pre-Existing Medical Condition Exclusion Waiver3||Within 21 days of Initial Trip Payment|
|First Payer Coverage - No Deductibles4||Yes|
|Kids at No Additional Cost5||Children under age 21|
|Maximum Trip Length||180 Days|
1$200,000 aggregate trip cost limit for all covered travelers for the same covered trip. 2Travel Assistance & Concierge Services are provided by the designated provider as listed in the Description of Coverage. 3Pre-Existing Condition Exclusion Waiver: In order to be eligible for the pre-existing medical condition exclusion waiver, the protection plan must be purchased within 21 days of initial trip deposit. 4First Payer Coverage: Easy claims handling, less time and hassle to receive reimbursement for eligible losses from us first, with no deductibles. Funds may be recovered from your medical or other collectible insurance plans. 5Children under age 21 are covered at no additional cost when accompanied by a covered adult family member; limit of 1 child per 1 adult. Please list accompanying children on enrollment form. If child’s trip cost exceeds $10,000 or adult trip cost, a plan must be purchased for the child.
Customize your plan with Optional Upgrades
Transportation Pak - $59 Per Plan
The pak includes flight accident coverage for each traveler and rental car damage protection.
Active Family Pak* - $49 Per Plan
Makes traveling with a family easier with coverage for child care cancellation and movie rental reimbursement for overnight delays. Includes medical protection for traveling pets with coverage for additional licensed kennel costs and Internet usage fees if trip is delayed for 5 hours or more. Protects against weather related cancellations or delays in sporting competitions while waiving base plan exclusions on certain activities such as professional athletics and motor competitions. Also reimburses traveling students for unused tuition costs.
Adventure Plus Pak - $49 Per Plan
Provides a rental allowance in case of lost, stolen or damaged sporting equipment. Waives base plan exclusions on certain activities such as skydiving, mountain climbing, bungee cord jumping, parachuting, hang gliding and parasailing. Includes an additional $25,000 in medical coverage plus Search and Rescue. .
Professional Pak* - $99 Per Plan
Provides coverage for trip cancellation and interruption for business reasons and protection on some lost, stolen or damaged professional equipment. Also reimburses for airline club admission and Internet usage fees if trip is delayed for 5 hours or more.
*Must choose the upgrade(s) at the time of initial plan purchase and within 21 days of the initial trip deposit date.
For additional information, quote and to purchase, contact our Sales Counselors at 1-888-862-8881.
Need a few more reasons to buy Travel Protection?
1. My daughter became sick on our trip.
The protection plan includes trip cancellation/interruption coverage which allows you to cancel or interrupt your trip for a covered sickness or injury and be reimbursed for non-refundable expenses related to your trip, protecting your travel investment. Pre-existing condition coverage is also available when requirements are met.
2. We were traveling when I suddenly developed chest pains.
When a medical emergency happens far away from home and proper medical facilities, you want to ensure you receive medical care and emergency transportation for you if needed to the nearest facility or back home. Pre-existing condition coverage is also available when requirements are met.
3. My employer is downsizing – I’m concerned about losing my job.
Trip cancellation/interruption benefits allow you to recover your trip investment if the unthinkable should happen, protecting against involuntary employment termination or layoff, not under your control. You must have been continuously employed with the same employer for 1 year prior to the termination or layoff. Not applicable to temporary employment, independent contractors or self-employed persons.
4. I arrived at my destination but my luggage didn’t.
Whether your bag is lost, or delayed more than 12 hours, you can be reimbursed for the purchase of clothing and personal articles so you can enjoy your vacation.
5. We missed our connection because of a flight delay.
Inclement weather and mechanical difficulties may delay arrivals into a connecting city past the departure of the next flight. If your travel delay is 8 hours or more, you can be reimbursed for additional accommodations, meals and local transportation.
6. I think my son has an ear infection – where’s the nearest hospital?
The protection plan includes 24-hour travel assistance & concierge services.* Call toll-free to access our travel assistance company to receive advice or get contact information for English-speaking doctors in your area.
7. My wallet – with my credit cards and passport – has been stolen.
Emergency assistance services will help you to report your lost documents and make arrangements for an emergency cash transfer should it be required.
This is a brief description of benefits. For a summary of the plan details on benefits, coverages, limitations and exclusions of the insurance plan, refer to the applicable Description of Coverage. This plan provides insurance coverage for your trip that applies only during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home and automobile policies. If you have any questions about your current coverage, call your insurer, insurance agent or broker. The purchase of this plan is not required in order to purchase any other travel product or service offered to you by your travel retailers. Travel Insurance is underwritten by Transamerica Casualty Insurance Company, Columbus, OH; NAIC #10952. 1314618